Punjab’s Apni Chhat Apna Ghar Scheme
The scheme will now advance loans to 1 lakh households a year amounting to Rs 15 lakhs, offering loans under Maryam Nawaz Sharif’s Apni Chhat Apna Ghar software. Punjab had created the Apni Chhat Apna Ghar Scheme with the aim of rendering loans in convenient installments for bad humans to construct houses.
In the first phase, loans of 15 lakhs have been sanctioned to 70,000 through this program, though, now as per the new update, loans for constructing houses will be given to 100,000 households each year. They can pay this in seven years by means of paying the month-to-month installments of Rs. 14,000.
Collaboration would be made with the PHATA Department of Punjab to complete this scheme. Punjab authorities also initiated the official website for registration. The applicants can now register themselves from acag.punjab.gov.pk.
| Details | Information |
| Start Date | Expected in October 2024 (Exact date to be confirmed) |
| Documents Required | – CNIC (front and back)
– Proof of property ownership – Contact number and email – Passport-sized photograph |
| Eligibility | – Must be a resident of Punjab
– Must meet the property ownership criteria – Should be low-income household |
| Official Website | acag.punjab.gov.pk |
| Last Date | Not announced yet, will be updated on the official portal. |
15 Lakh Loan Application Received
There has been an unprecedented response to the scheme, and the number of people registering on the Apni Chhat Apna Ghar portal reaches 5.44 lakh humans. This would express that there is exemplary demand for housing useful resources inside the state. Further, under this scheme, about 280,000 functions have been obtained through those who prefer to self-build their houses. Currently, more than 76,000 draft purposes are in the process of being prepared.
Step for Registration for the Loan
To take benefit from this 15 lakh mortgage program, you have to fill out your online application. Find very simple and easy guidelines that will facilitate and support you through the process of online registration below:
Preparation for Required Documents: Collect minor print like CNIC, or Computerized National Identity Card, statistics about the property, contact number, or any electronic mail address.
Step 1: Official Portal Visit- To successfully enroll in the Apni Chhat Apna Ghar Scheme, first, log onto the portal that is acag.punjab.gov.pk.
Creating Account: If you are no more subscriber so at the corner, you will be given an option to create an account for you. To create this account, you will require a structure in which you will have to fill your CNIC number, telephone number, e-mail address, password, and domestic address.
Open Account: Once you open your account successfully, you can login using your CNIC and password.
Filling the Application Form: You will get an application form. Fill all details about the applicant such as applicant’s name, property-related information, CNIC number, cell number, and address. Don’t forget to attach a passport-sized photo.
Uploading Documents: Don’t forget to attach the front and back sides of your CNIC document along with proof of ownership.
Read More: Punjab Government Introduces 1st Installment Under the Apni Chat Apna Ghar Program
Conclusion
This is a very big step in the improvement of the lives of lower-class people in the province, undertaken by Punjab Chief Minister Maryam Nawaz Sharif, as houses will be allowed to assemble their homes. Stability and neighborhood increase will finally be developed in that manner. Now may just be the chance you will have when filing if you are eligible and have not yet filed. This would bring you closer to owning your very own home someday.
FAQs
- What is the Apni Chhat Apna Ghar scheme?
It is a housing mortgage scheme via CM Maryam Nawaz Sharif which will be presenting Rs. 15 lakh interest-free loans to assist households in constructing homes.
- How many households get loans each year?
1 lakh households get loans every year.