Chief Minister Maryam Nawaz Sharif has introduced a new scheme known as Apni Chat Apna Ghar, intended for free housing and loans to the residents who earn less than 60,000 rupees per month. This program will offer more than 100,000 affordable houses to the residents of Punjab with low income. Moreover, the government has made it easier to apply through the website agac.punjab.gov.pk or by just calling at 0800-09100.
Get Your Dream House: Apply Online through an ACAG Scheme or by phone.
Read how one can apply for the ACAG scheme completely. Yes, you can do it from the internet or through a call. Let’s have a look at the whole procedure at this blog.
Punjab Apni Chat Apna Ghar Scheme Update [Nov] 2024
Under the ACAG scheme, 100,000 affordable houses will be constructed within four and a half years across Punjab, and more than 3,000 houses will be constructed within every district. First, the project will begin its efforts on Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi. Meanwhile, in the first installment, 5,000 houses will be constructed near Raiwind Road in Lahore.
اپنی چھت اپنا گھر پروگرام کے ذریعے پنجاب بھر میں ساڑھے چار سالوں میں ایک لاکھ سستے گھر بنائے جائیں گے اور ہر ضلع میں تین ہزار سے زائد گھر بنائے جائیں گے۔ ابتدائی طور پر یہ منصوبہ ملتان، فیصل آباد، سیالکوٹ، سرگودھا اور راولپنڈی پر توجہ مرکوز کرے گا۔ پہلی قسط میں لاہور میں رائیونڈ روڈ کے قریب پانچ ہزار گھر تعمیر کیے جائیں گے۔ اس منصوبے کی لاگت کا تخمینہ 15 لاکھ روپے فی پلاٹ ہے، لیکن حکومت 60 فیصد سبسڈی دے گی اور لوگ صرف 40 فیصد کے ذمہ دار ہوں گے۔ اس کی ادائیگی پانچ سالوں میں روپے کی آسان ماہانہ اقساط میں کی جا سکتی ہے۔ چھبیس ہزار ہر ایک۔
The total estimate of this plan will be about Rs 1.5 million per plot. The government, however, will give a 60 percent subsidy and the remaining 40 percent will be borne by people. It can be paid off within five years through easy monthly installments of Rs 26,000 each.
Features of a new house
PITB devised an e-portal for the registration of applicants and monitoring their application status for “Apni Chhat Apna Ghar,” which will include two rooms, TV lounge, a bathroom and vast kitchen.
Punjab Province’s residents who pay almost every penny on heavy rent can now finally be close to realizing the dream of home ownership through this record-breaking policy.
How to Apply for ACAG Online Application
very straightforward procedure is given to the applicants to enroll them under the Apna Ghar Apni Ghar Scheme Online through the web portal of ACAG. You must just do these steps for an application online.
- Go to the website of acag.punjab.gov.pk
- Click on the Register button on the top left side.
- Fill out the registration form by putting:
- Full name.
- CNIC number.
- CNIC number of father or husband.
- Gender.
- E-mail.
- Cell number and network.
- City, Division, and District.
- Create a strong password to complete the registration process.
- Scan all your documents in soft form
- Click the register button now.
How To Apply Through 0800-09100 Contact Number
Now, do not worry if you do not have any internet connection at your home, but you are still interested in applying for the Punjab housing project. For this purpose, the government has also provided a contact number 0800-09100 and applicants can call up to ask their questions about the scheme. You can now join this scheme-breaking scheme today by dialing 0800-09100.
Who are eligible for CM Maryam Nawaz Apni Chat Apna Ghar Scheme?
Punjab’s low-income housing scheme allows applicants to file applications against such eligibility criteria benchmarks.
- According to NADRA records, the candidate should be a member of the head family.
- The applicant should be a permanent citizen of Punjab.
- The applicant holding land should not be more than 5 marlas in urban areas and 5 to 10 marlas in rural areas.
- There should not be any bank DFI loan or loan due by an applicant.
- There should be no foul criminal record against the applicant.
- He has to be registered with the National- Social Economy Registry (NSER)
- His income should not be more than RS 60,000 per month.
- The Beneficiary must have his NSER survey registration
- Poverty level should not be more than 60.
- Important Documents Required At the time of Registration
The essentials that the applicants require at the time of registration.
- Copy of CNIC
- Bank statements
- Proof of ownership of land.
- Praying for NSER registration
Punjab Apni Chat Apna Ghar [ACAG] Benefits:
The “Apni Chat Apna Ghar” scheme offers a number of alternatives to the people of Punjab who could be benefited through the low-cost housing schemes and in-house ownership. “Since more and more resources are opened up, this project allows people to buy houses at very reasonable rates. In addition to gifting long-term stability and security to low-income families, it helps in boosting economic activities while making them self-sufficient in financial terms so that they feel secure and comfortable in their houses.”
CM Maryam Nawaz said that it was not just bricks and mortar but a dream, security, and dignity of living and a hope for a future. She further claimed that it doesn’t matter who the receiver is, it could be a teacher, a laborer, or anyone else; doors are open to all under this program as everyone has the right to live in a house.
Conclusion
The “Apni Chat Apna Ghar” scheme, under the CM Punjab scheme, has rendered housing affordable for poor families throughout the Punjab region. Candidates from Punjab can register both online and through phone, and the application process has been simplified to make it easy to access. This helps families who want a secure accommodation place to live in permanently at affordable prices. To learn more, you can call on 042-99213419, 99213428, or 0800-092100.