Affordable Installment Plan: In order to make the failed class homeowners, monthly installments and down payments will be reduced on the orders of the Chief Minister.
Each unit is expected to cost PKR 1.5 million and will get a 60% subsidy from the Punjab government. Families will have to pay 40% of the total amount, in five years and installments.
Maintenance: It requires sustainable and building criteria so as to maintain the dwellings. which are long-lasting and eco-friendly.
Visible model houses in six weeks The visible work will begin to be evaluated within a period of 6 week whereby the designers of this project decided to have model houses built to present the potential design of expected units.
- Rural Areas: Interest-free loans for up to 10 marla plots
- Urban Areas: 4-story apartment buildings on public property and 3–5 marla homes built under private initiatives. In private developments, the government will provide up to Rs 10 lakh in subsidies for each house.
How To Apply For Punjab Housing Scheme?
You can apply Online Through the Government new website by this way:
So the first step is to reach the link and open it now for your online apply: https://acag.punjab.gov.pk/
This will take you to a page where you need to click on the Register Button at the top left of your screen.
After submission of the form, a fresh new application form will be displayed which has to be fill Online with all original details.
Now after you fill up the columns press Register
To ensure that the government can process your registration.
Interested candidates can apply by calling at 080009100 & PITB Portal. A separate counter is assigned for such colonies as and when applications arrive.
Who Can Apply For AGAC Housing Scheme 2024?
The following are the key points mentioned by the Punjab government, which needs to be fulfilled in order to apply for Apna Ghar Apni Chat Scheme:
The applicant is older than the rest of his / her beta (nucleus) family As per NADRA record.
The applicant is permanent resident of Punjab according to his/her CNIC.
Applicant is the single possessor and owner of a 5 marla or less urban land and up to ten marla rural area in any place of Punjab on the date of the online application submission where he wants his house.
Should be free from the conviction or incident of anti-state, anti-social activities and heinous crimes, etc.
He/she should not be loan defaulter in any of the financial institution/ bank etc.
An applicant is registered with the National Socio-Economic Registry (NSER) in a household having a PMT score of 60 or less.
Future Plans Of Apna Ghar Apni Chat Scheme
The program will build over 3,000 residential units in each district, starting from its five largest cities Rawalpindi, Multan, Faisalabad, Sialkot and Sargodha. In Lahore, the first phase of this construction will focus on developing 5,000 house near Raiwind Road.
For More Details: Check Out This Video
Conclusion
The Apna Ghar Apni Chat Scheme has received a huge response from the people of Punjab and over 15,000 applications for interest-free loans have been submitted so far. The program provides the middle-income and invisible income families an access to home ownership at a cheaper rate, offering a monthly payment mechanism with large discounts. Sweeping through the district, it hopes to offer thousands of new homes in its wake, which will give many families across the region a chance at hope and stability.
