The Punjab government has launched a major housing initiative known as the “Apna Ghar Apni Chat” scheme. This program is designed to provide affordable homes to families in Punjab who do not currently own a house. The scheme also offers loans of up to 15 lakh rupees for eligible individuals who want to build their homes. The loan repayment is structured in easy installments, making it accessible for low-income families. To participate in this program, it’s essential to understand the eligibility criteria and registration process.
Key Eligibility Criteria for Apna Ghar Apni Chat Scheme 2024
Eligibility specific to the Apna Ghar, Apni Chatnochh scheme Here are the key criteria:
- Head of the Nuclear Family: NADRA Data- he must be a head for his nuclear family.
2. Punjab Residency: Applicants should be a permanent resident of Punjab having CNIC.
3. Plot Owned: The only thing which is required to apply for the Punjab Government House Lifting Scheme 2019 you just owned a plot on any date. Urban area —- less than 5 Marla, Rural Area—10 marlas
4. No Criminal Record: The applicant cannot have been convicted of violent crimes, anti-state activities or other serious offenses.
To be one of the people thought to have a chance for that housing scheme, you must fulfill these criteria. So the only people that are able to sign up for this program have to meet these conditions.
| Eligibility Criteria | Details |
| Family Status | Head of nuclear family |
| Residency | Permanent resident of Punjab |
| Plot Ownership | 5 marlas (urban) or up to 10 marlas (rural) |
| Criminal Record | No criminal history |
How to Apply for Apna Ghar Apni Chat Scheme Online Via New Method
How to apply for Apna Ghar Apni Chat. You can register through the following steps:-
- Official Webiste: Visit On https://acag.punjab.gov.pk/
2. Click on Register: Register – From the website, search and click on “Register” from top left of Site.
3. Complete the Form: The new application form will pop up. Complete all the mandatory information with genuine results.
4. Submit Your Application: After completing the form, click on “register” to submit your application.
The online process is easy to use and meant for the convenience of eligible citizens who want to avail benefits under this scheme.
How to Apply for Apna Ghar Apni Chat Scheme Offline New Method
If you prefer not to apply online, you can also register for the scheme via phone. Here’s how:
- Call the Official Number: Dial the toll-free number 0800-09100.
- Provide Your Details: When prompted, provide your personal details, including your CNIC number.
- Complete Your Registration: The representative will assist you in completing your registration over the phone.
This method is particularly useful for those who may not have easy access to the internet.
Check Your Housing Scheme Status Online
Once you have registered for the Apna Ghar Apni Chat scheme, you can check the status of your application online. Here’s how:
- Contact via Phone: Call 042-99213419 or 042-99213428 to inquire about your application status.
- Email for Updates: You can also email info@phata.punjab.gov.pk to request information on your registration status.
These options allow you to stay informed about the progress of your application and any further steps you may need to take.
Benefits of the Apna Ghar Apni Chat Program 2024
There are many advantages provided to the families that come under Apna Ghar Apni Dukaan Yojana. Here are a few:
It also promotes affordable housing, by enabling ownership of a home which may possibly be too expensive for low income families.
Interest Free Loans: Loan upto 15 lakh rupee without any interest for house construction which helps families to build their houses.
Convenient instalments: This loan payment plan is structured in convenient installments and allows families to easily pay for it.
These are some of the reasons that underscore how this is a programme designed to help deserving families access the important first rung on the homeownership ladder.
Also Read: 25 Billion Scholarship Program Launched by the Punjab Government – August Update
Conclusion
Apna Ghar ApniChatthi is a very important scheme announced by the government of Punjab to give shelter for life to families which really need. All citizens who meet the eligibility criteria will receive a property as long they take part in this simple process. It will provide financial support and ensure a better standard of living for many poor families in Punjab through this program.
FAQs
1. Who can apply for the Apna Ghar Apni Chat scheme now?
The scheme is available only for small plot owners and if any family where no case was registered, they will be kept out of the permanent residency in Punjab.
2. What is the loan amount under this scheme?
Under the scheme qualifying applicants can avail of an interest-free loan amounting up to 15 lakh rupees.
3. What are the ways to check my Application Status 2024?
To know about your application status, you can contact on the phone numbers and through email also.