The distribution procedure for 15 lakh loans under the Apni Chhat Apna Ghar scheme has been started. This program initiated by Maryam Nawaz Sharif is proving to be very effective in Pakistan as it is offering the facilities of loans to construct houses. Thus, a number of families have successfully received the whole amount of the loan and are also getting their houses constructed.
Release loans to the people whose names appeared in the Balloting results and their process of construction as has been reviewed. All such people whose names have come in the Balloting result but loan not received, get your loan soon and start constructing your house. Besides that, the second phase will be registered once the first phase is over and thousands of people will get loans of Rs.15 lakh each for building houses every year.
This loan is very important because owning a house is a desire of many people but they cannot build their own house due to financial burden. If your name doesn’t appear this time, you have nothing to be disheartened as you will have to register next time, maybe next time you will get a loan.
Thus, people can turn themselves into the owner of their house by paying off the loan amount in easy installments. In order to minimize the financial burden of people, the government has set only a loan installment of 14 thousand rupees. You can pay off the entire loan in seven years by paying a loan installment of Rs 14 thousand per month while owning your house.
اپنی چٹ اپنا گھر اسکیم کے تحت 15 لاکھ قرضوں کے لئے تقسیم کا طریقہ کار شروع کیا گیا ہے۔ مریم نواز شریف کے ذریعہ شروع کیا گیا یہ پروگرام پاکستان میں بہت موثر ثابت ہورہا ہے کیونکہ وہ مکانات کی تعمیر کے لئے قرضوں کی سہولیات پیش کررہا ہے۔ اس طرح ، متعدد خاندانوں نے کامیابی کے ساتھ قرض کی پوری رقم حاصل کرلی ہے اور وہ اپنے مکانات کی تعمیر بھی کر رہے ہیں۔
ان لوگوں کو قرضے جاری کریں جن کے نام بیلٹنگ کے نتائج اور ان کی تعمیر کے عمل میں نمودار ہوئے جن کا جائزہ لیا گیا ہے۔ ایسے تمام افراد جن کے نام بیلٹنگ کے نتیجے میں آئے ہیں لیکن قرض موصول نہیں ہوا ، جلد ہی اپنا قرض حاصل کریں اور اپنا گھر تعمیر کرنا شروع کردیں۔ اس کے علاوہ ، پہلا مرحلہ ختم ہونے کے بعد دوسرا مرحلہ رجسٹرڈ ہوگا اور ہزاروں افراد کو ہر سال مکانات کی تعمیر کے لئے ہر سال 15 لاکھ روپے قرض ملیں گے۔
یہ قرض بہت ضروری ہے کیونکہ مکان کا مالک ہونا بہت سارے لوگوں کی خواہش ہے لیکن وہ مالی بوجھ کی وجہ سے اپنا گھر نہیں بناسکتے ہیں۔ اگر آپ کا نام اس بار ظاہر نہیں ہوتا ہے تو ، آپ کو مایوس ہونے کی کوئی ضرورت نہیں ہے کیونکہ آپ کو اگلی بار اندراج کرنا پڑے گا ، شاید اگلی بار جب آپ کو قرض ملے گا۔
اس طرح ، لوگ آسانی سے قسطوں میں قرض کی رقم ادا کرکے اپنے گھر کے مالک میں تبدیل ہوسکتے ہیں۔ لوگوں کے مالی بوجھ کو کم سے کم کرنے کے لئے ، حکومت نے صرف 14 ہزار روپے قرض کی قسط طے کی ہے۔ آپ اپنے گھر کے مالک ہوتے ہوئے ہر ماہ 14 ہزار روپے قرض کی قسط ادا کرکے سات سال میں پورا قرض ادا کرسکتے ہیں۔
15 Lakh Loan Distribution Process
The official launching of disbursement of 15 lakh loans has been done under the scheme for Apni Chhat Apna Ghar. According to this scheme, the balloted applicants have begun receiving their loans to start building houses. The government has used a structured approach by first choosing the eligible applicants through a balloting system.
If your name was in the balloting results and you have already received your loan, then it is high time you started constructing your dream house. For those whose names were not included in the balloting, there is no cause for alarm; just keep on contacting the authorities concerned so as to receive your loan soon and construct your house soonest.
Status of Loan Beneficiaries
Now that the loans have actually reached the applicants, the construction process has begun for those people. The government is tracking all of that to ensure that funds are being used properly for the intended purposes. If you have already received your loan but haven’t yet started the construction process, hurry up.
Whose names have appeared in the ballot result but who have not yet received their loan, to apply for the loan at the earliest. The government has appealed to them to complete all formalities so that they are on hand to advance a housing scheme without further delay.
Apni Chhat Apna Ghar Second Phase
It would begin Phase Two as soon as the first round of loan disbursal is completed. This round would be the best chance for those who could not apply for loans in the very first phase. Year after year, the number of such receivers would also go up to Rs. 15 lakhs loans.
If your name has not come out in the balloting this time, then do not lose hope. You will get a chance to re-register once the registration for the next round opens, and there is a good probability that you might get the loan in the future.
Financial Benefits of the Loan
This scheme, Apni Chhat Apna Ghar, has easily afforded the repayment plan. It has been designed to be a highly manageable loan for people belonging from all economic backgrounds
- Amount of Instalment: The amount of monthly instalment has been kept only as Rs. 14,000. This makes it very easy for families to repay the loan without making an unmanageable strain on their economic life.
- Repayment Period: You can repay the entire amount of 15 lakh over a period of seven years. This long repayment period helps you avoid burdensome repayment, so you can focus on building and enjoying your own house.
By depositing Rs. 14,000 per month, you can gradually pay back the loan and become the proud owner of your own house, a dream that might have been considered impossible without the support of this program.
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Conclusion
Pakistan is giving an opportunity to people to construct their own houses under the Apni Chhat Apna Ghar Scheme. In fact, the success of the beginning of 15 lakh loan distribution is a tremendous leap forward, and many families have already seen their dream come true. If yet you haven’t received a loan, don’t lose hope, Phase Two will soon open doors, and you will get another chance to apply.
Under this scheme, people can enjoy a house without such a huge financial burden by paying easy monthly instalments of Rs. 14,000 and repayment for seven years. Many people’s dreams have turned into reality with the help of this government initiative.
So, whether already a loan recipient or waiting for the next phase, this Apni Chhat Apna Ghar Scheme brings hope and stability by stepping on the way to own one’s own home. Be on the lookout for updates and get ready to take the next step toward securing your future.