Apni Chhat Apna Ghar (ACAG) Program of Punjab Government has been announced as the Affordable Housing Project for low-income families. Related: 1 Lakh Interest Free Homes Loan Under This Scheme End Intender this program, 1 lakh families will provide free home interest-free loan by giving Rs 1 lakh to Rs 15 lakhs Up to now, thousands of families have applied and the registration process is still continuing. In this Article, we will help you know about the Registration process and Eligibility for the same.
Key Highlights of the Apni Chhat Apna Ghar Program
ACAG Program Launched by Chief Minister Maryam Nawaz Sharif has officially announced opening of ACAG Program to offer reasonable houses for low income families. The scheme provides an interest-free loan which can be repaid in seven years with the gas subsidy amount you receive from the government.
. 14,000 as the monthly installment. This scheme will help improve the living standards for Punjab residents, making it easier to live in affordable houses built for families.
Who Can Apply for the ACAG Housing Scheme?
To apply for the ACAG Program, applicants must meet certain eligibility criteria:
- The applicant must be the head of the household, according to NADRA records.
- The applicant should be a permanent resident of Punjab, with a valid identity card.
- The PMT score of the household must be below 60 as per the National Socio-Economic Registry.
- Applicants must not be defaulters of any bank or financial institution.
- For rural applicants, the household must have a vacant house of 10 marla, and for urban applicants, it should be 5 marla.
Online Registration Process for ACAG
Registering for the ACAG Program is easy and can be done online:
- Visit the ACAG Website
Go to the official ACAG website: ACAG Punjab. - Create an Account
Click on the register button and enter your details such as your name, CNIC, mobile number, and other required information. - Login and Apply
After creating your account, log in and click on the new application option. Fill in the registration form with the necessary details. - Submit Your Application
Once all the information is entered, submit your registration. If you are unable to apply online, you can visit your nearest Deputy Commissioner Office to complete your registration offline.
Benefits of the ACAG Program
ACAG Program Benefits for Punjab Poor Families With interest-free loans given to them, it will be easier for families to build their own homes and the loan repayment burden will not creep on them later. Farmers and citizens in urban / rural areas are the beneficiaries where they can avail affordable housing to upgrade their living standard.
- Interest-free loans for home construction.
- Repayment terms of up to 7 years.
- Affordable housing for low-income families.
- Both urban and rural areas are covered.
Offline Registration Option
In anoter development, Punjab government has set up a offline registration system for those who cannot register online. To do so, the applicants are required to go to their concerned Deputy Commissioner Office in order to submit their application at the ACAG Program Registration Desk. However, it also allows everybody to apply, even those who have no internet access.
Also Read: Punjab Chief Minister’s Solar Tubewell Program for Agriculture
Conclusion
ACAG Program is a really good step of Punjab government through this program Poor Families are getting the ability to build their houses with zero interest Loans. Wait for the registration form (online and offline) to be filled if you have a very good eligibility. They help you buy your own house at a very cheap rate which is good for time-saving and benefits future of your family.